Texoma Educators serves educators—AND EVERYONE ELSE. If you're looking for a bank in Sherman, Denison, Durant or the surrounding areas, consider a credit union! We have a wide range of financial services to meet your needs:

• Free checking with direct deposit
• Savings accounts
• Accounts for kids, students and senior adults
• Low-interest vehicle loans for cars, trucks, boats, RVs, trailers, motorcycles, etc.
• Low-interest personal loans for furniture, vacations, medical expenses and more
• Low-interest credit cards at just 9% APR
• Share certificates (CDs)
• Individual retirement accounts (IRAs)
• Online banking with Zelle^® payments and online bill pay
• Mobile app with mobile deposit, Zelle^® payments, mobile bill pay and more
• Safe deposit boxes, notary services, gift cards
• Three branches, four ATMs

Did you know?

Similar to the FDIC, credit union deposits are insured by the federal National Credit Union Administration, to at least $250,000.

We're here to help

Contact us today with your questions, large or small. 

Looking for banks in Sherman, Texas, banks in Denison, Texas or banks in Durant, Oklahoma? We're here to help! Our credit union offers many of the services of for-profit banks, and we want to serve your financial needs. Consider the benefits of a credit union—learn about our full range of services.

Our community charter enables us to serve all those who live, work, attend school, worship or conduct business in Grayson County, Texas, as well as Bryan, Marshall and Atoka Counties in Oklahoma.

Our service area includes Sherman, Denison, Pottsboro, Howe, Van Alstyne, Whitewright, Gunter, Bells, Luella, Tom Bean, Dorchester, Sadler, Southmayd, Tioga, Collinsville, Whitesboro, Gordonville, Durant, Calera, Cartwright, Platter, Colbert, Achille, Kemp, Hendrix, Mead, Caddo, Bokchito, Cobb, Kenefic, Bennington, Madill, Kingston, Lebanon, Atoka, Daisy, Lane, Caney, Tushka and Stringtown. All areas and communities in these counties are eligible for service from our credit union. Look for our closest location.

The mission of Texoma Educators Federal Credit Union is to provide financial services for its members. TEFCU aims to offer services in a professionally and courteous manner, while emphasizing conservative economic principles as a matter of daily business practice.

Our Vision

The directors and staff of Texoma Educators Federal Credit Union envision that our organization will be among the premier financial service institutions in North Texas and Southern Oklahoma.

Our success in achieving this vision will depend on our willingness to adjust our services and operational procedures to an ever-changing market environment, while never compromising our philosophy that a friendly and caring relationship with our members must remain our #1 focus.

Concerned about your accounts at the credit union? Similar to the FDIC, credit union deposits are insured by the federal National Credit Union Administration, to at least $250,000. View this statement from the NCUA Chairman. If you have any questions about your accounts, we're happy to help. Please contact us.