We serve educators...and EVERYONE ELSE. Our local credit union makes loans for most productive purposes: to purchase vehicles (including boats, motorcycles and RVs...see the full list below), to pay medical or education expenses, to buy furniture or appliances, and more. Contact us today with your loan questions.
Loans are made in accordance with policies established by the Board of Directors and are granted based on length of employment, credit history, need and ability to repay. Our loan officers look for reasons to approve loans, not to deny them. See our current loan and credit card interest rates.
New & used vehicles, RVs, boats, motorcycles and more
Texoma Educators FCU can offer up to 100% financing on new vehicle loans and rates as low as 3.25% APR upon approval. With pre-approval and flexible terms, our loan officers will help you find the loan that best suits your needs.
- Cars and trucks
- Recreational vehicles
- Trailers
- Motorcycles, dirt bikes, ATVs, side-by-sides (SxS)
- Boats and personal watercraft, such as Jet Skis, Waverunners
- Small farm equipment, such as tractors
Personal loans
A personal loan from TEFCU can help you with unexpected expenses. Also called a signature loan, this option is available for a wide variety of purposes:
- Vacations, weddings
- Home repairs
- Furniture, appliances
- Medical bills
- Educational expenses
- Debt consolidation
- Other needs that arise
Send us a message to ask about personal loans.
Share-secured & certificate-secured loans
A share-secured loan or certificate-secured loan is secured by your deposits at TEFCU. This type of loan enables you to cover expenses without depleting your savings accounts. You'll find that the rates are considerably lower than for a traditional personal loan.
Automatic loan payment
With payroll deduction, where available, you can have your loan payment automatically deducted from your paycheck each month. You also can use our automatic transfer program to have your payment transferred directly from a TEFCU account on the same day each month. These options give you the confidence of knowing that your loan payment will be made on time, even if you're out of town or distracted by life's challenges.
Learn more about us
We're a full-service financial institution with offices in Sherman, Denison and Durant. Learn more about us.
We're here to help
Contact us today with your loan questions.