Savings Account Rates
Account Type Rate (APY=Annual Percentage Yield)
Share Savings Account .1%
Chek Plus Checking (Money Market) .1%
IRA .25%

Also available, IRA CDs.  Contact us today to find out more.

*Rates subject to change without notice.  Contact us at 903-892-1505 or visit your nearest TEFCU Branch for more information.

Share Certificate Rates, Updated 10/13/2021
Length of Share Certificate

APY for Balance 
$1,000-9,999

APY for Balance 
Over $10,000
1 Year - -
2 Years - .07%
3 Years .07% .32%
4 Years .32% .57%
5 Years .42% .67%

 

1 Year Eco Rate Special

1 Year for .15%

Also available: IRAs, CDs.
 

Ask about our Bump-Up option on 2-year or higher certificates! 
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*APY=Annual Percentage Yield. Rates are subject to change without notice. Contact us at 90.-892.1505, or visit your nearest TEFCU Branch for more information.

Loan & Credit Card Rates
Loan Type Rate(APR=Annual Percentage Rate)
 New Vehicles  as low as 1.9%
 Used Vehicles  as low as 3.9%
 Motorcycles  as low as 3.9%
 Boats  as low as 4.9%
 RVs/Travel Trailers  as low as 4.9%
 Personal/Signature Loans  as low as 8.9%
 Credit Cards  9%

Actual rate determined by loan term and credit score.

Contact a loan officer today!

*Rate shown for newest model year.  May change based on credit score.  Rates subject to change without notice.  Contact us at 903-892-1505 or visit your nearest TEFCU Branch for more information.