Savings Account Rates
Account Type Rate (APY=Annual Percentage Yield)
Share Savings Account .15%
Chek Plus Checking (Money Market) .15%
IRA .40%

Also available, IRA CDs.  Contact us today to find out more.

*Rates subject to change without notice.  Contact us at 903-892-1505 or visit your nearest TEFCU Branch for more information.

Share Certificate Rates updated 12/11/2018
Length of Share Certificate

APY for Balance 
$1,000-9,999

APY for Balance 
Over $10,000
1 Year 1.97% 2.22%
2 Years 2.22% 2.47%
3 Years 2.47% 2.72%
4 Years 2.72% 2.97%
5 Years 2.82% 3.07%

Also available, IRA CDs.
 

Ask about our Bump-Up Option on 2-Year or higher Certificates. 
Click here to send us an email.

*APY=Annual Percentage Yield.  Rates subject to change without notice. Contact us at 903-892-1505 or visit your nearest TEFCU Branch for more information.

Loan & Credit Card Rates
Loan Type Rate(APR=Annual Percentage Rate)
 New Vehicles  as low as 1.9%
 Used Vehicles  as low as 2.9%
 Motorcycles  as low as 2.9%
 Boats  as low as 3.9%
 RVs/Travel Trailers  as low as 3.9%
 Personal/Signature Loans  as low as 8.9%
 Credit Cards  9%

Actual rate determined by loan term and credit score.

Contact a loan officer today!

*Rate shown for newest model year.  May change based on credit score.  Rates subject to change without notice.  Contact us at 903-892-1505 or visit your nearest TEFCU Branch for more information.