Management Team
    • President/CEO
      Louella Williams

      Lou joined TEFCU in January of 1974 as office manager, and later earned promotions to operations manager, vice president and ultimately, her current position as president/CEO. In this role, she is responsible for the overall operations of Texoma Educators... Read More »

    • Vice President
      Donna Owens
      Vice President

      Donna joined TEFCU in December 1989 as a part-time teller. She later was promoted to full-time teller, teller supervisor, assistant vice president and vice president of accounting. Today as vice president, Donna is responsible for accounting, human resour... Read More »

    • Vice President, Lending
      Angela Bollier
      Vice President, Lending

      Angie joined TEFCU in 2000 as branch manager of our Denison location. She moved to the Sherman office in 2011 to her current role as vice president of lending, where she oversees Texoma Educators’ lending program. Angie grew up in Hugo then moved t... Read More »

    • Branch Manager, Denison
      Donna Bell
      Branch Manager, Denison

      Donna joined TEFCU in 2001 as the collector in the Sherman office. She transferred to the Denison office in 2010 as branch manager, where her responsibilities include the operations and maintenance of the branch, serving as a loan officer and collect... Read More »

    • Assistant Branch Manager, Denison
      Michelle Perkins
      Assistant Branch Manager, Denison

      Michelle joined TEFCU in 1989 as a member service representative, also known as a teller. She later served as the Denison branch manager for 10 years. Michelle left for a few years to be at home with her family, then returned in 2005 as a part-time teller... Read More »

    • Branch Manager, Durant
      Kathleen Smith
      Branch Manager, Durant

      Kathleen joined TEFCU in 2008 as branch manager for our Durant location, bringing 40 years of experience in banking and lending. Her background includes roles as teller, floater, ATM management, trust assistant, lending assistant, mortgage lending process... Read More »

    • Assistant Branch Manager, Durant
      Katherine Irwin
      Assistant Branch Manager, Durant

      Katherine joined TEFCU in August of 2013. She has been in banking since 2010. In our Durant branch, Katherine started as a teller and was promoted to her current role as assistant branch manager. Her duties include teller transactions, serving as a loan o... Read More »

    • Bookkeeper, IRA Specialist
      Debi Foster
      Bookkeeper, IRA Specialist

      Debi joined TEFCU in January 1998 as a drive-thru teller supervisor. Since then, she has held the roles of administrative assistant and bookkeeper. In her current role, Debi is responsible for accounting duties and assisting members with IRAs. Prior to j... Read More »

    • Security Officer
      Coltin Payne
      Security Officer

      Coltin joined TEFCU in 2010 as a teller. Since then, he has held the role of assistant branch manager in Denison and his current role as security officer. Coltin is responsible for teller supervision, online banking, debit card maintenance and auditing.... Read More »

    • Marketing Director
      Joy Jennings
      Marketing Director

      Joy joined TEFCU in October of 2021, bringing 30 years of marketing experience. Her responsibilities include branding, advertising, social media, promotions, printed material, sponsorships, events and the Texoma Educators website. Most recently, Joy serv... Read More »

    • Head Teller
      Sonya Revels
      Head Teller

      Sonya joined TEFCU in 2001 as a member service representative, also known as a teller. Today as head teller, she is responsible for member services, notary service, opening and closing accounts, entry to safety deposit boxes, IRA deposits and withdrawals,... Read More »

Mission Statement

The mission of Texoma Educators Federal Credit Union is to provide financial services for its members. TEFCU aims to offer services in a professional and courteous manner, while emphasizing conservative economic principles as a matter of daily business practice.

Our Vision

The directors and staff of Texoma Educators Federal Credit Union envision that our organization will be among the premier financial service institutions in North Texas and Southern Oklahoma.

Our success in achieving this vision will depend on our willingness to adjust our services and operational procedures to an ever-changing market environment; while never compromising our philosophy that a friendly and caring relationship with our members must remain our #1 focus.