Unlike for-profit banks, credit unions are not-for-profit organizations that exist to serve their members. Like banks, credit unions accept deposits, make loans and provide a wide array of other financial services. However, as member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. We hope you see the advantages of joining a credit union!

• You live, work, worship, attend school or regularly conduct business in the following counties: Grayson County, Texas; Atoka, Bryan or Marshall Counties, Okla.
• You are an immediate family member of a current account holder.

No, we welcome everyone in Grayson, Bryan, Atoka and Marshall counties! For several years, membership has been available to the entire Texoma community, wherever you work. Learn more about our membership requirements.

Yes. Before applying for a loan or credit card, you must establish your membership at the credit union. Check out our minimum requirements to open a share (savings) account as well as our checking account options.

Please visit one of our local branches in Sherman, Denison, or Durant to join with your $20 membership fee, social security card and driver’s license. For checking accounts, we require a deposit of $100.

Please see our full list of holiday closures.

If you suspect fraud, please call 903.892.1505 during our business hours: 9 am–5 pm, Monday to Friday. After hours, please call 800.417.8715.

Please contact our Sherman office during business hours: 9 am–5 pm, Monday to Friday, at 903.892.1505. After hours, please call 800.290.6054.

Click this link to Enroll In Online Banking. You will need your account number and the last four digits of your social security number.

We feel it is a privilege to play a role in community events. Please note, however, that as a non-profit organization, our own funds are limited. Please use our Donation Request Form.