Unlike banks, credit unions are non-profit organizations that exist to serve their members. However, similar to banks, credit unions accept deposits, make loans and provide a wide array of other financial services.

At a credit union, you are a member, with a financial stake in the credit union's success. You have the opportunity to vote on the election of our volunteer board of directors, and you receive dividends on the funds in your share account. You also can take advantage of member discounts on a wide range of consumer services.

Credit unions also have fewer and lower fees, as well as lower interest rates. For example, the interest rate on our credit card is just 9% APR. Our rates on vehicle and personal loans regularly beat the rates from banks and dealerships. Contact us to ask about loans and credit cards.

As member-owned and cooperative institutions, credit unions provide a safe place to save and borrow at reasonable rates. We hope you see the advantages of joining a credit union!